South Carolina Vehicle History — Salvage Flood, Salvage Fire and Rebuilt Brands (Reports from $4.99)
South Carolina names the cause of a total loss right on the title — Salvage, Salvage Flood or Salvage Fire — and keeps that cause after a rebuild. The 75% rule does not reach cars worth $2,000 or less, which is where buyers need to look hardest.
Official vehicle-registry authority: South Carolina Department of Motor Vehicles (SCDMV)
Why South Carolina is different
South Carolina defines its title brands in §56-1-10 of the Code of Laws and applies them through §56-19-480 and §56-19-485, administered by the SCDMV. Under §56-19-480(G), a salvage vehicle is one where parts and reasonable labour to repair it equal or exceed 75 percent of its fair market value. When an insurer is involved, that value is measured immediately before the event behind the claim. The insurer must deliver the title to the department with a report on the type and severity of the damage.
The brand set is unusually descriptive. A total loss from water becomes Salvage Flood — water above the door sill, inside the passenger, trunk or engine compartment, or touching electrical or computer components. A fire loss becomes Salvage Fire. Each has a rebuilt version (Salvage Rebuilt, Salvage Flood Rebuilt, Salvage Fire Rebuilt), so a repaired car still shows why it was totaled. Junk marks a car an insurer found beyond repair or worth only parts or scrap.
The gap is value. Section 56-19-480(G) says the salvage provisions do not apply to a vehicle with a fair market value of $2,000 or less, or to an antique vehicle, so an older, cheap car can be badly damaged without a brand. On the other side, §56-19-485 is strong: a brand stays through every later transfer, another state’s brand is converted to the closest South Carolina brand, and a car branded elsewhere is branded here even if it was later titled in a state without that brand.
Title rules in South Carolina at a glance
- Title agency
- South Carolina Department of Motor Vehicles (SCDMV).
- Salvage trigger
- Repair cost (parts and reasonable labour) equal to or above 75% of fair market value (§56-19-480(G)).
- Title brands
- Salvage, Salvage Flood, Salvage Fire, Salvage Rebuilt, Salvage Flood Rebuilt, Salvage Fire Rebuilt, Junk (§56-1-10).
- Rebuilt inspection
- Rebuilt application must state parts sources and costs and the extent of repairs, following the SCDMV’s procedure (§56-19-480(E)).
- Older-vehicle exemption
- Salvage provisions do not apply to vehicles worth $2,000 or less or to antique vehicles (§56-19-480(G)).
- Flood vehicles
- Salvage Flood: insurer total loss from water above the door sill, in the passenger, trunk or engine compartment, or on electrical components.
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Title brands in South Carolina
Red flags specific to South Carolina
Frequently asked questions
Sources
Legal facts on this page were checked against these official sources in November 2026.
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